From: <Saved by Microsoft Internet Explorer 5>
Subject: outlookmoney.com: Surviving Scrutiny
Date: Mon, 30 Oct 2006 11:08:07 +0530
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------=_NextPart_001_0051_01C6FC13.AD86AB20
Content-Type: text/html;
	charset="iso-8859-1"
Content-Transfer-Encoding: quoted-printable
Content-Location: http://www.outlookmoney.com/scripts/IIH021C1.asp?sectionid=5&categoryid=125&articleid=6006

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<!-- Do not Modify/Edit the Rich Media Ad Tag Below --><!--<SCRIPT>
bust =3D Math.floor(1000000*Math.random());
document.write('<IFRAME WIDTH=3D0 HEIGHT=3D0 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Doutlookmoney&size=3D200x20=
0&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dpruicici_797&bust=3D'+bust=
+'">\n');
document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
SRC=3D"http://ads.mediaturf.net/js.ng/Params.richmedia=3Dyes&site=3Doutlo=
okmoney&size=3D200x200&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dpruic=
ici_797&bust=3D'+bust+'">\n');
document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
</SCRIPT>--><!-- End of the AdSpace =
--><HTML><HEAD><TITLE>outlookmoney.com: Surviving Scrutiny</TITLE>
<META http-equiv=3DContent-Type content=3D"text/html; =
charset=3Dwindows-1252">
<SCRIPT language=3Djavascript>
/******************************************************
Project Name     :OUTLOOK Investor Portal=20
Descriptive Name : Common Javascript Functions (INTJSF01.ASP)
Purpose          : This file contains the common JavaScript
Functions used for validating text fields and Email.
*/

// List of Functions in this file                               -->
//--------------------------------                              -->
// pmfnIsTextNull(r_strMsg,r_varCtrl)                             -->
// pmfnIsTextSpace(r_strMsg,r_varCtrl)                            -->
// pmIsEmailValid(form_no,element_no)								-->
// pmfnIsInt(r_strMsg,r_varCtrl)                                  -->
// pmfnTrim(r_varCtrl)                                 added by shaby =
-->   =20


// Purpose      :   Check for Value Required due to null value  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function pmfnIsTextNull(r_strMsg,r_varCtrl)
{
    if (r_varCtrl.value =3D=3D "")
    {
        var l_strErr
        l_strErr =3D r_strMsg=20
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
    return false
}



// Purpose      :   Check for Value Required due to space value -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function pmfnIsTextSpace(r_strMsg,r_varCtrl)
{
    var l_intStr
    var l_strCh

    l_intStr =3D 0
    if (r_varCtrl.value.length=3D=3D0) return false
    for ( var l_intk =3D0 ; l_intk < r_varCtrl.value.length; l_intk++)
    {
        l_strCh =3D r_varCtrl.value.substring(l_intk,l_intk+1)
        if (l_strCh !=3D " ")
        {
            l_intStr =3D 1
            break
        }
    }

    if (l_intStr =3D=3D 1)
        return false
    else
    {
        var l_strErr
        l_strErr =3D r_strMsg=20
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
}

// Purpose      :   Checks that the Value Enterred in the control-->
//                  is numeric with no decimals or negative sign  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsInt(r_strMsg,r_varCtrl)
{
    var l_intFlag
    var l_strCtrlValue
    var l_inti

    l_intFlag=3D0
    l_strCtrlValue =3D " "
    if (r_varCtrl.value.length > 0)
    {
        if (r_varCtrl.value !=3D "0")
        {
            for (l_inti=3D0;l_inti<r_varCtrl.value.length;l_inti++)
            {
                l_strCtrlValue =3D =
r_varCtrl.value.substring(l_inti,l_inti+1)
                if (l_strCtrlValue !=3D "0")
                {
                   if =
((parseInt(r_varCtrl.value.substring(l_inti,l_inti+1))=3D=3D0)||(isNaN(pa=
rseInt(r_varCtrl.value.substring(l_inti,l_inti+1)))))
                   {
                       l_intFlag=3D 1
                       break
                   }

                }
            }

            if (l_intFlag =3D=3D 1 )
            {
                var l_strErr

                l_strErr =3D r_strMsg + " has to be numeric"
                alert(l_strErr)
                r_varCtrl.focus()
                return false
            }
        }
    }
    return true
}

function IsEmailValid(form_no,element_no)
{
var EmailOk=3Dtrue;
var Temp=3Ddocument.forms[form_no].elements[element_no];
var AtSym=3DTemp.value.indexOf('@')
var Period=3DTemp.value.lastIndexOf('.')
var Space=3DTemp.value.indexOf(' ')
var Length=3DTemp.value.length-1;
if ((AtSym < 1) ||(Period <=3D AtSym+1)|| (Period=3D=3DLength) =
||(Space!=3D-1))
{
	EmailOk=3Dfalse
	alert('Please enter a valid e-mail address!')
	Temp.focus()
	return true
}
return false
}
//	 INPUT   : r_varCtrl ->Name of the field on which Trimming of leading =
&=20
//			   trailing whitespaces is to be performed.
// 	 OUTPUT  : Field with the leading & trailing whitespaces being =
chopped off.
//	 PROCESS : The function will start searching from element 1 for =
whitespaces=20
//		   upto the first valid character.Whitespaces if any will be =
eliminated.
//		   The same procedure is adopted starting from the last character.

function fnTrim(r_varCtrl)
{
	var Field
	Field =3D r_varCtrl
	if (!Field) // Validate the Form element
	{
		alert (" Function : Element is not Defined !");
		return(-1);
	}
	var y=3DField.value.length;
	var retval=3DField.value;
	var m=3D0;
	while(m < y) //Start removing white spaces from left side
	{ =20
		if ((retval.substring(0,1)=3D=3D" ")||(retval.substring(0,1)=3D=3D"	=
"))
        	{=20
			retval=3DField.value.substring(m+1,y); //remove left most white char
        	}=20
		else=20
		{=20
			break; //first non - white character encountered while=20
			       //traversing from left to right. so break the loop
		}
		m++;
  	}
	y=3Dretval.length;
  	m=3Dy;
  	while (m >=3D 0) //Start removing white spaces from right side
  	{ =20
		if ((retval.substring(m-1,m)=3D=3D" =
")||(retval.substring(m-1,m)=3D=3D"	"))
     		{ =20
			retval=3Dretval.substring(0,m-1); //remove right most white char
	        }=20
		else=20
		{=20
			break;  //first non - white character encountered while=20
			       //traversing from right to left. so break the loop
		}
     		m--;
  	}
  	return retval;
}
// End Of fnTrim

</SCRIPT>

<SCRIPT language=3Djavascript>
/******************************************************
Project Name     : OUTLOOK Investor Portal=20
Descriptive Name : Common Javascript Functions (INTJSF03.ASP)
Purpose          : This file contains all the common JavaScript
				   Functions used for validating date fields
*/
// List of Functions in this file                               -->
//--------------------------------                              -->

// fnIsVal(r_strMsg,r_strCtrl)                                  -->
// fnIsDate(r_strMsg,r_varCtrl)                                 -->
// fnIsFromGtTo(r_varCtrl1,r_varCtrl2,r_strMsg1,r_strMsg2)      -->


// Purpose      :   Validates dates                             -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control Object     -->



function fnIsDate(r_strMsg,r_varCtrl)
{
    if (r_varCtrl.value =3D=3D "") return false

    if (r_varCtrl.value.length > 10)
    {
        alert("Date length cannot exceed 10 characters");
        r_varCtrl.focus()
        return true
    }
	=09
    if ((r_varCtrl.value.charAt(2) !=3D "/") || =
(r_varCtrl.value.charAt(5) !=3D "/"))
    {
        alert("Enter Date in (DD/MM/YYYY) format");
        r_varCtrl.focus()
        return true
    }

    var l_intDay
    var l_intMonth
    var l_intYear

    l_intDay =3D r_varCtrl.value.charAt(0)+r_varCtrl.value.charAt(1)
    l_intMonth =3D r_varCtrl.value.charAt(3)+r_varCtrl.value.charAt(4)
    l_intYear =3D r_varCtrl.value.charAt(6)+r_varCtrl.value.charAt(7) + =
r_varCtrl.value.charAt(8)+r_varCtrl.value.charAt(9)

    if (l_intYear.length < 4)
    {
        alert("Year format is YYYY")
        r_varCtrl.focus()
        return true
    }

    if (!fnIsVal("Day value in date",l_intDay))
    {
        r_varCtrl.focus()
        return true
    }

    if (!fnIsVal("Month value in date",l_intMonth))
    {
        r_varCtrl.focus()
        return true
    }

    if (!fnIsVal("Year value in date",l_intYear))
    {
        r_varCtrl.focus()
        return true
    }

    l_intDay =3D parseInt(l_intDay,10)
    l_intMonth =3D parseInt(l_intMonth,10)
    l_intYear =3D parseInt(l_intYear,10)

    if (isNaN(l_intDay) || isNaN(l_intMonth) || isNaN(l_intYear))
    {
        alert("Invalid Date");
        r_varCtrl.focus()
        return true
    }

    if ((l_intDay < 0) || (l_intMonth < 0) || (l_intYear < 0))
    {
        alert("Invalid character in Date");
        r_varCtrl.focus()
        return true
    }

    if ((l_intDay =3D=3D 0) || (l_intMonth =3D=3D 0) || (l_intYear =
=3D=3D 0))
    {
        alert("Invalid Date");
        r_varCtrl.focus()
        return true
    }

    if (l_intMonth > 12)
    {
        alert("Month cannot be greater than 12");
        r_varCtrl.focus()
        return true
    }

    if (l_intDay > 31 )
    {
        alert("Day can not be greater than 31")
        r_varCtrl.focus()
        return true
    }
    if =
((l_intMonth=3D=3D4)||(l_intMonth=3D=3D6)||(l_intMonth=3D=3D9)||(l_intMon=
th=3D=3D11))
    {
        if (l_intDay > 30 )
        {
            alert("Day can not be greater than 30")
            r_varCtrl.focus()
            return true;
        }
    }
    if (l_intMonth=3D=3D2)
    {
        if  ((l_intYear % 4 =3D=3D 0) && ( (!(l_intYear % 100 =3D=3D 0)) =
|| (l_intYear % 400 =3D=3D 0) ) )
        {
            if (l_intDay > 29)
            {
                alert("Day can not be greater than 29 for a Leap Year")
                r_varCtrl.focus()
                return true;
            }
        }
        else
        {
            if (l_intDay > 28)
            {
                alert("Day can not be greater than 28 for a non-leap =
year")
                r_varCtrl.focus()
                return true;
            }
        }
    }
    return false
}

// Purpose      :   Validates From Date not greater than to     -->
// Parameter    :   r_strMsg1 a String holds Prefix for From Dt.-->
//                  r_strMsg2 a String holds Prefix for To Date -->
//                  r_varCtrl1 holds the HTML Control From Date -->
//                  r_varCtrl2 holds the HTML Control To Date   -->
//                  r_varFocusCtrl holds the HTML Control Where -->
//                                  focus has to be placed      -->
 function fnIsFromGtTo(r_varCtrl1,r_varCtrl2,r_strMsg1,r_strMsg2, =
r_varFocusCtrl)
 {
    var l_intFrDay
    var l_intFrMonth
    var l_intFrYear
    var l_intToDay
    var l_intToMonth
    var l_intToYear

    l_intFrDay =3D =
parseInt(r_varCtrl1.value.charAt(0)+r_varCtrl1.value.charAt(1), 10)
    l_intFrMonth =3D =
parseInt(r_varCtrl1.value.charAt(3)+r_varCtrl1.value.charAt(4), 10)
    l_intFrYear =3D parseInt(r_varCtrl1.value.charAt(6)+ =
r_varCtrl1.value.charAt(7) + =
r_varCtrl1.value.charAt(8)+r_varCtrl1.value.charAt(9), 10)
    l_intToDay =3D =
parseInt(r_varCtrl2.value.charAt(0)+r_varCtrl2.value.charAt(1), 10)
    l_intToMonth =3D =
parseInt(r_varCtrl2.value.charAt(3)+r_varCtrl2.value.charAt(4), 10)
    l_intToYear =3D parseInt(r_varCtrl2.value.charAt(6)+ =
r_varCtrl2.value.charAt(7) + =
r_varCtrl2.value.charAt(8)+r_varCtrl2.value.charAt(9), 10)

    if (l_intFrYear > l_intToYear)
      {

        var l_strErr
        l_strErr =3D r_strMsg1 + " can not be greater than " + r_strMsg2
        alert(l_strErr)
        r_varFocusCtrl.focus()
        return true;
      }
    if (l_intToYear =3D=3D l_intFrYear)
      {

        if (l_intFrMonth > l_intToMonth)
          {
            var l_strErr
            l_strErr =3D r_strMsg1 + " can not be greater than " + =
r_strMsg2
            alert(l_strErr)
            r_varFocusCtrl.focus()
            return true;
          }
         if  (l_intFrMonth =3D=3D l_intToMonth)
          {
            if (l_intFrDay > l_intToDay)
            {
                var l_strErr
                l_strErr =3D r_strMsg1 + " can not be greater than " + =
r_strMsg2
                alert(l_strErr)
                r_varFocusCtrl.focus()
                return true;
            }
          }
      }
  return false;
 }

// Purpose      :   Checks for Numeric Value                    -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_strVal holds the Value                    -->

function fnIsVal(r_strMsg,r_strVal)
{
    var l_intFlag
    var l_intPrevFlag
    var l_strCtrlValue
    var l_inti

    l_intFlag=3D0
    l_intPrevFlag =3D 0
    l_strCtrlValue =3D " "

    if (r_strVal.length > 0)
    {
        if (r_strVal !=3D "0")
        {
            for (l_inti=3D0;l_inti<r_strVal.length;l_inti++)
            {
                l_strCtrlValue =3D r_strVal.substring(l_inti,l_inti+1)
                if (l_strCtrlValue !=3D "0")
                {
                    if =
((parseInt(r_strVal.substring(l_inti,l_inti+1))=3D=3D0) || =
(isNaN(parseInt(r_strVal.substring(l_inti,l_inti+1)))))
                    {
                        l_intFlag=3D 1
                        break
                    }
                }
            }

            if (l_intFlag =3D=3D 1 )
            {
                var l_strErr

                l_strErr =3D r_strMsg + " has to be numeric"
                alert(l_strErr)
                return false
            }
        }
    }
    return true
}

</SCRIPT>

<SCRIPT language=3Djavascript>
	<!--
	function detwindow(path,section_id,category_id,article_id,doc_url)
		{
		// open a new window for printing the article
			=
window.open(path+"IIH022C1.asp?sectionid=3D"+section_id+"&categoryid=3D"+=
category_id+"&articleid=3D"+article_id,'',"status=3Dno,menubar=3Dyes,loca=
tion=3Dno,toolbar=3Dyes,resize=3Dno,scrollbars=3Dyes")
		}
	//-->
	</SCRIPT>

<META content=3D"MSHTML 6.00.2900.2180" name=3DGENERATOR></HEAD>
<BODY bgColor=3D#ffffff leftMargin=3D0 topMargin=3D0 rightMargin=3D0 =
marginwidth=3D"0"=20
marginheight=3D"0">
<DIV align=3Dcenter>
<CENTER>
<TABLE align=3Dcenter border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dmiddle bgColor=3D#ffffff></TD>
    <TD><!-- Do not Modify/Edit the Rich Media Ad Tag Below =
--><!--SCRIPT>
bust =3D Math.floor(1000000*Math.random());
document.write('<IFRAME WIDTH=3D720 HEIGHT=3D90 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Doutlookmoney&size=3D720x90=
&content=3Dother&SpaceDesc=3Dmiddle&campaign=3Dhdfc_outlookmoney_1448&bus=
t=3D'+bust+'">\n');
document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
SRC=3D"http://ads.mediaturf.net/js.ng/Params.richmedia=3Dyes&site=3Doutlo=
okmoney&size=3D720x90&content=3Dother&SpaceDesc=3Dmiddle&campaign=3Dhdfc_=
outlookmoney_1448&bust=3D'+bust+'">\n');
document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
</SCRIPT>
<NOSCRIPT>
<A=20
HREF=3D"http://ads.mediaturf.net/click.ng/Params.richmedia=3Dyes&site=3Do=
utlookmoney&size=3D720x90&content=3Dother&SpaceDesc=3Dmiddle&campaign=3Dh=
dfc_outlookmoney_1448">
<IMG WIDTH=3D720 HEIGHT=3D60 border=3D0=20
SRC=3D"http://ads.mediaturf.net/image.ng/Params.richmedia=3Dyes&site=3Dou=
tlookmoney&size=3D720x90&content=3Dother&SpaceDesc=3Dmiddle&campaign=3Dhd=
fc_outlookmoney_1448"></A>
</NOSCRIPT--><!-- End of the AdSpace =
--></TD></TR></TBODY></TABLE></CENTER></DIV><!-- Do not Modify/Edit the =
Rich Media Ad Tag Below --><!--<SCRIPT>
bust =3D Math.floor(1000000*Math.random());
document.write('<IFRAME WIDTH=3D0 HEIGHT=3D0 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Doutlookmoney&size=3D200x20=
0&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dpruicici_854&bust=3D'+bust=
+'">\n');
document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
SRC=3D"http://ads.mediaturf.net/js.ng/Params.richmedia=3Dyes&site=3Doutlo=
okmoney&size=3D200x200&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dpruic=
ici_854&bust=3D'+bust+'">\n');
document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
</SCRIPT>--><!-- End of the AdSpace --><!--<script>
bust =3D Math.floor(1000000*Math.random());
document.write('<IFRAME WIDTH=3D0 HEIGHT=3D0 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Di_invester&size=3D200x200&=
content=3Dother&SpaceDesc=3Dpopup&campaign=3Ding_685&bust=3D'+bust+'">\n'=
);
document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
SRC=3D"http://ads.mediaturf.net/js.ng/Params.richmedia=3Dyes&site=3Di_inv=
ester&size=3D200x200&content=3Dother&SpaceDesc=3Dpopup&campaign=3Ding_685=
&bust=3D'+bust+'">\n');
document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
</script>--><!--<SCRIPT>
bust =3D Math.floor(1000000*Math.random());
document.write('<IFRAME WIDTH=3D0 HEIGHT=3D0 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Di_invester&size=3D200x200&=
content=3Dother&SpaceDesc=3Dpopup&campaign=3Dcanara_639&bust=3D'+bust+'">=
\n');
document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
SRC=3D"http://ads.mediaturf.net/js.ng/Params.richmedia=3Dyes&site=3Di_inv=
ester&size=3D200x200&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dcanara_=
639&bust=3D'+bust+'">\n');
document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
</SCRIPT>

<!-- End of the AdSpace -->
<STYLE type=3Dtext/css>.f {
	FONT-SIZE: 10px; FONT-FAMILY: arial
}
</STYLE>

<SCRIPT language=3Djavascript>
/******************************************************
Project Name     :OUTLOOK Investor Portal=20
Descriptive Name : Common Javascript Functions (INTJSF01.ASP)
Purpose          : This file contains the common JavaScript
				   Functions used for validating text fields and Email.
*/

// List of Functions in this file                               -->
//--------------------------------                              -->
// fnIsTextNull(r_strMsg,r_varCtrl)                             -->
// fnIsTextSpace(r_strMsg,r_varCtrl)                            -->
// IsEmailValid(form_no,element_no)								-->
// fnIsInt(r_strMsg,r_varCtrl)                                  -->
// fnTrim(r_varCtrl)                                 added by shaby -->  =
 =20


// Purpose      :   Check for Value Required due to null value  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsTextNull(r_strMsg,r_varCtrl)
{
    if (r_varCtrl.value =3D=3D "")
    {
        var l_strErr
        l_strErr =3D r_strMsg + " cannot be blank"
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
    return false
}



// Purpose      :   Check for Value Required due to space value -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsTextSpace(r_strMsg,r_varCtrl)
{
    var l_intStr
    var l_strCh

    l_intStr =3D 0
    if (r_varCtrl.value.length=3D=3D0) return false
    for ( var l_intk =3D0 ; l_intk < r_varCtrl.value.length; l_intk++)
    {
        l_strCh =3D r_varCtrl.value.substring(l_intk,l_intk+1)
        if (l_strCh !=3D " ")
        {
            l_intStr =3D 1
            break
        }
    }

    if (l_intStr =3D=3D 1)
        return false
    else
    {
        var l_strErr
        l_strErr =3D r_strMsg + " cannot be blank"
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
}

// Purpose      :   Checks that the Value Enterred in the control-->
//                  is numeric with no decimals or negative sign  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsInt(r_strMsg,r_varCtrl)
{
    var l_intFlag
    var l_strCtrlValue
    var l_inti

    l_intFlag=3D0
    l_strCtrlValue =3D " "
    if (r_varCtrl.value.length > 0)
    {
        if (r_varCtrl.value !=3D "0")
        {
            for (l_inti=3D0;l_inti<r_varCtrl.value.length;l_inti++)
            {
                l_strCtrlValue =3D =
r_varCtrl.value.substring(l_inti,l_inti+1)
                if (l_strCtrlValue !=3D "0")
                {
                   if =
((parseInt(r_varCtrl.value.substring(l_inti,l_inti+1))=3D=3D0)||(isNaN(pa=
rseInt(r_varCtrl.value.substring(l_inti,l_inti+1)))))
                   {
                       l_intFlag=3D 1
                       break
                   }

                }
            }

            if (l_intFlag =3D=3D 1 )
            {
                var l_strErr

                l_strErr =3D r_strMsg + " has to be numeric"
                alert(l_strErr)
                r_varCtrl.focus()
                return false
            }
        }
    }
    return true
}

function IsEmailValid()
{
var EmailOk=3Dtrue;
var Temp=3Ddocument.frmFeedback.txtEmail;
var AtSym=3DTemp.value.indexOf('@')
var Period=3DTemp.value.lastIndexOf('.')
var Space=3DTemp.value.indexOf(' ')
var Length=3DTemp.value.length-1;
if ((AtSym < 1) ||(Period <=3D AtSym+1)|| (Period=3D=3DLength) =
||(Space!=3D-1))
{
	EmailOk=3Dfalse
	alert('Please enter a valid e-mail address!')
	//Temp.focus()
	return true
}
return false
}
//	 INPUT   : r_varCtrl ->Name of the field on which Trimming of leading =
&=20
//			   trailing whitespaces is to be performed.
// 	 OUTPUT  : Field with the leading & trailing whitespaces being =
chopped off.
//	 PROCESS : The function will start searching from element 1 for =
whitespaces=20
//		   upto the first valid character.Whitespaces if any will be =
eliminated.
//		   The same procedure is adopted starting from the last character.

function fnTrim(r_varCtrl)
{
	var Field
	Field =3D r_varCtrl
	if (!Field) // Validate the Form element
	{
		alert (" Function : Element is not Defined !");
		return(-1);
	}
	var y=3DField.value.length;
	var retval=3DField.value;
	var m=3D0;
	while(m < y) //Start removing white spaces from left side
	{ =20
		if ((retval.substring(0,1)=3D=3D" ")||(retval.substring(0,1)=3D=3D"	=
"))
        	{=20
			retval=3DField.value.substring(m+1,y); //remove left most white char
        	}=20
		else=20
		{=20
			break; //first non - white character encountered while=20
			       //traversing from left to right. so break the loop
		}
		m++;
  	}
	y=3Dretval.length;
  	m=3Dy;
  	while (m >=3D 0) //Start removing white spaces from right side
  	{ =20
		if ((retval.substring(m-1,m)=3D=3D" =
")||(retval.substring(m-1,m)=3D=3D"	"))
     		{ =20
			retval=3Dretval.substring(0,m-1); //remove right most white char
	        }=20
		else=20
		{=20
			break;  //first non - white character encountered while=20
			       //traversing from right to left. so break the loop
		}
     		m--;
  	}
  	return retval;
}
// End Of fnTrim

</SCRIPT>

<SCRIPT language=3DJavaScript>=09
	function fnClick()          =20
    {
		var lc_bo_RetVal;
		lc_bo_RetVal =3D false;
		lc_bo_RetVal =3D fnIsTextNull("Search Keyword", =
document.frmSearch.txtSearch);
		if (lc_bo_RetVal)
		{
		    return false;
		}

		lc_bo_RetVal =3D fnIsTextSpace("Search Keyword", =
document.frmSearch.txtSearch);
		if (lc_bo_RetVal)
		{
		    return false;
		}
   =20
		//document.frmSearch.action=3Ddocument.frmSearch.txtPath.value + =
"IIH004C1.asp"       =20
		document.frmSearch.submit();
		return false;
    }
</SCRIPT>

<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D780 bgColor=3D#3e728d =
border=3D0>
  <TBODY>
  <TR>
    <TD width=3D6 bgColor=3D#3e728d rowSpan=3D4><IMG=20
      src=3D"http://www.outlookmoney.com/images/iih001c1.gif" width=3D6 =
border=3D0></TD>
    <TD width=3D211 bgColor=3D#3e728d></TD><!--<td rowspan=3D"3" =
width=3D"8"  bgcolor=3D"#3e728d"><img border=3D"0" src=3D"iih001c1.gif" =
width=3D"8"></a></td>-->
    <TD width=3D555 bgColor=3D#3e728d height=3D1 rowSpan=3D2>
      <CENTER><!--AD code starts here--><IFRAME name=3Dabc1 =
marginWidth=3D0=20
      marginHeight=3D0 src=3D"http://203.200.89.98/includes/adtax.asp" =
frameBorder=3D0=20
      width=3D468 scrolling=3Dno=20
    height=3D60></IFRAME><!--AD code ends here--></CENTER></TD></TR>
  <TR>
    <TD vAlign=3Dcenter width=3D211 bgColor=3D#ffffff rowSpan=3D3><A=20
      href=3D"http://www.outlookmoney.com/scripts/IIH001C1.asp"><IMG =
height=3D71=20
      alt=3D"Click here to go to the site home page"=20
      src=3D"http://www.outlookmoney.com/images/IIH001C2.gif" =
width=3D211=20
      border=3D0></A> <STRONG><FONT face=3Dverdana color=3D#000000=20
      size=3D1><EM></EM></FONT></STRONG></TD></TR><!--<td =
width=3D"562">-->
  <TR>
    <TD width=3D555 bgColor=3D#3e728d border=3D"0"><IMG height=3D0=20
      src=3D"http://www.outlookmoney.com/images/iih001c1.gif" =
width=3D555 border=3D0>
    <TD></TD><!--<tr><td width=3D"780" border=3D"0"  bgcolor=3D"#3e728d" =
colspan=3D"3"><strong><font size=3D"1" color=3D"#FFFFFF" =
face=3D"verdana"><em>Formerly =
iInvestor.com</em></font></strong></td></tr>--></TR></TBODY></TABLE><!-- =
Do not Modify/Edit the Rich Media Ad Tag Below --><!--SCRIPT>
//bust =3D Math.floor(1000000*Math.random());
//document.write('<IFRAME WIDTH=3D0 HEIGHT=3D0 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Doutlookmoney&size=3D120x12=
0&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dhdfcom_978&bust=3D'+bust+'=
">\n');
//document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
SRC=3D"http://ads.mediaturf.net/js.ng/Params.richmedia=3Dyes&site=3Doutlo=
okmoney&size=3D120x120&content=3Dother&SpaceDesc=3Dpopup&campaign=3Dhdfco=
m_978&bust=3D'+bust+'">\n');
//document.write('</SCR' + 'IPT>\n');
//document.write('</IFRAME>');
</SCRIPT--><!-- End of the AdSpace --><!--Dockers added on 5nov03--><!-- =
Do not Modify/Edit the Rich Media Ad Tag Below --><!--SCRIPT>
//bust =3D Math.floor(1000000*Math.random());
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//document.write('</SCR' + 'IPT>\n');
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bust =3D Math.floor(1000000*Math.random());
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document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
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bust =3D Math.floor(1000000*Math.random());
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document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
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src=3D"http://www.outlookmoney.com/ads/PteBankIndia150x150.gif"=20
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              <TR>
                <TD vAlign=3Dtop align=3Dmiddle bgColor=3D#bba568><A=20
                  =
href=3D"https://www.online.citibank.co.in/portal/citiin/forms/citiinnewre=
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height=3D10=20
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href=3D"http://my.monsterindia.com/create_account.html?spl=3DOu_150x150_0=
603_SC0003AP"=20
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height=3D10=20
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                  =
href=3D"http://india.makemytrip.com/Hotel-bookings-in-India/Hotel_home.as=
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height=3D10=20
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                <TD align=3Dmiddle width=3D156><B><FONT face=3DArial =
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                  size=3D2><A style=3D"COLOR: #0000ff; TEXT-DECORATION: =
underline"=20
                  href=3D"http://www.hostcats.com/" target=3D_blank>Buy =
</A><A=20
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                  href=3D"http://www.hotshopping.co.uk/" =
target=3D_blank>Shoes=20
                  </A><A style=3D"COLOR: #0000ff; TEXT-DECORATION: =
underline"=20
                  href=3D"http://www.getdiscountonline.com/" =
target=3D_blank>on=20
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underline"=20
                  href=3D"http://www.myshopzone.co.uk/" =
target=3D_blank>Sale</A>=20
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color=3D#0000ff=20
                  size=3D2><A style=3D"COLOR: #0000ff; TEXT-DECORATION: =
underline"=20
                  href=3D"http://www.fulltimeshopping.com/" =
target=3D_blank>Get=20
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underline"=20
                  href=3D"http://www.ultrapurchasing.com/" =
target=3D_blank>discount=20
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underline"=20
                  href=3D"http://www.myfineshopping.com/" =
target=3D_blank>on </A><A=20
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                  href=3D"http://www.buyden.co.uk/"=20
                  target=3D_blank>jewelry</A></FONT></B></TD></TR>
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color=3D#0000ff=20
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underline"=20
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target=3D_blank>Find </A><A=20
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target=3D_blank>sale </A><A=20
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                  href=3D"http://www.winwinshopping.com/" =
target=3D_blank>apparels=20
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height=3D10=20
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src=3D"http://www.outlookmoney.com/images/iih001c1.gif" width=3D5=20
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                <TD vAlign=3Dtop align=3Dmiddle bgColor=3D#bba568><IMG =
height=3D10=20
                  =
src=3D"http://www.outlookmoney.com/images/iih001c1.gif" width=3D5=20
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                  target=3D_blank><IMG height=3D178=20
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Online</A></B></FONT></P></TD></TR><!--<tr><td align=3Dcenter =
valign=3Dtop bgcolor=3D"#BBA568"><img src=3D"../images/iih001c1.gif" =
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target=3D"_blank"><img border=3D"0" =
src=3D"http://203.200.89.96/images/imagessubscription/tata-online-banner.=
gif" width=3D"150" height=3D"150"></a></td></tr>

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target=3D"_blank"><img =
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bgColor=3D#ffffff=20
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                <TD align=3Dleft height=3D10><IMG height=3D10=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
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                  size=3D2><B>EE</FONT><FONT face=3DVerdana =
color=3D#000000=20
                  size=3D2>ALSO</FONT></B></FONT> </TD>
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src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
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              <TR>
                <TD><IMG height=3D10=20
                  =
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                <TD vAlign=3Dtop align=3Dleft><IMG height=3D10=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
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                <TD><IMG height=3D10=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
                  border=3D0></TD></TR>
              <TR>
                <TD><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D6=20
                  border=3D0></TD>
                <TD vAlign=3Dtop align=3Dleft><A =
style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH021C1.asp?articleid=3D6152=
&amp;sectionid=3D5&amp;categoryid=3D125&amp;NoCache=3D10%2F30%2F2006+11%3=
A10%3A48+AM"><FONT=20
                  face=3Dverdana color=3D#000000 size=3D2><FONT =
color=3D#ff0000 size=3D2><!--&raquo;--></FONT>Find out if you are =
responsible=20
                  for income earned by other family members, or not=20
                  </B></FONT></A><BR></TD>
                <TD><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
                  border=3D0></TD></TR>
              <TR>
                <TD colSpan=3D3><IMG height=3D5=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                border=3D0></TD></TR>
              <TR>
                <TD align=3Dmiddle colSpan=3D3><FONT face=3DSymbol =
color=3D#ff0000=20
                  size=3D1><B>=A8</B></FONT></TD></TR>
              <TR>
                <TD></TD></TR>
              <TR>
                <TD></TD></TR>
              <TR>
                <TD></TD></TR>
              <TR>
                <TD><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D6=20
                  border=3D0></TD>
                <TD vAlign=3Dtop align=3Dleft><A =
style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH021C1.asp?articleid=3D6037=
&amp;sectionid=3D5&amp;categoryid=3D125&amp;NoCache=3D10%2F30%2F2006+11%3=
A10%3A48+AM"><FONT=20
                  face=3Dverdana color=3D#000000 size=3D2><FONT =
color=3D#ff0000 size=3D2><!--&raquo;--></FONT>Deducting tax at source is =
as=20
                  painful for the employer as it is for the employee.=20
                  </B></FONT></A><BR></TD>
                <TD><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
                  border=3D0></TD></TR>
              <TR>
                <TD colSpan=3D3><IMG height=3D5=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                border=3D0></TD></TR>
              <TR>
                <TD align=3Dmiddle colSpan=3D3><FONT face=3DSymbol =
color=3D#ff0000=20
                  size=3D1><B>=A8</B></FONT></TD></TR>
              <TR>
                <TD></TD></TR>
              <TR>
                <TD></TD></TR>
              <TR>
                <TD></TD></TR>
              <TR>
                <TD><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D6=20
                  border=3D0></TD>
                <TD vAlign=3Dtop align=3Dleft><A =
style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH021C1.asp?articleid=3D6020=
&amp;sectionid=3D5&amp;categoryid=3D125&amp;NoCache=3D10%2F30%2F2006+11%3=
A10%3A48+AM"><FONT=20
                  face=3Dverdana color=3D#000000 size=3D2><FONT =
color=3D#ff0000 size=3D2><!--&raquo;--></FONT>If you take a home loan, =
you are=20
                  entitled to a host of tax breaks. =
</B></FONT></A><BR></TD>
                <TD><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
                  border=3D0></TD></TR>
              <TR>
                <TD colSpan=3D3><IMG height=3D5=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                border=3D0></TD></TR>
              <TR>
                <TD></TD>
                <TD><IMG height=3D10=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D10=20
                  border=3D0></TD>
                <TD></TD></TR>
              <TR>
                <TD width=3D"7%" height=3D15><IMG height=3D3=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D10=20
                  border=3D0></TD>
                <TD vAlign=3Dtop align=3Dmiddle width=3D"86%" =
height=3D15><A=20
                  =
href=3D"http://www.outlookmoney.com/scripts/iih020c1.asp?sectionid=3D5&am=
p;categoryid=3D125"><B><FONT=20
                  face=3Dverdana color=3Dblue =
size=3D2>more</FONT></B></A> </TD>
                <TD width=3D"7%" height=3D15><IMG height=3D3=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D10=20
                  border=3D0></TD></TR></TBODY></TABLE></TD>
          <TD width=3D10>&nbsp;</TD></TR>
        <TR>
          <TD bgColor=3D#bba568 colSpan=3D3><IMG height=3D20=20
            src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" =
width=3D156=20
            border=3D0></TD></TR></TBODY></TABLE><!--Open table =
end--></TD><!-- 2nd coulmn end--><!-- 3rd coulmn start (space between =
left table and contents) -->
    <TD width=3D"3%" bgColor=3D#ffffff rowSpan=3D2><IMG height=3D297=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D22 =

border=3D0></TD><!-- 3rd coulmn end--><!-- 4th coulmn start (contents) =
-->
    <TD vAlign=3Dtop width=3D"53%" bgColor=3D#ffffff><!-- Content Table =
start -->
      <TABLE height=3D17 cellSpacing=3D0 cellPadding=3D0 width=3D"97%" =
border=3D0>
        <TBODY>
        <TR>
          <TD height=3D267><!-- place your contents here -->
            <TABLE cellSpacing=3D0 cellPadding=3D0 width=3D"100%" =
border=3D0>
              <TBODY>
              <TR>
                <TD colSpan=3D2><FONT face=3Dverdana color=3D#000000=20
                  size=3D2><B>Taxation<FONT color=3Dred =
size=3D3>=BB</FONT>Rules &amp;=20
                  Regulations</B></FONT></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"></TD></TR>
              <TR>
                <TD vAlign=3Dtop width=3D"50%"><A=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH023C1.asp?sectionid=3D5&am=
p;categoryid=3D125&amp;articleid=3D6006&amp;docurl=3D20060615bcas%2Ehtm&a=
mp;NoCache=3D10%2F30%2F2006+11%3A10%3A48+AM"><IMG=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH021C1.gif"=20
                  border=3D0><FONT face=3DArial color=3D#0000ff =
size=3D1><B>e-mail to=20
                  friend</B></FONT></A></TD>
                <TD vAlign=3Dbottom align=3Dright width=3D"50%"><A=20
                  onclick=3D"detwindow('/scripts/','5','125','6006')"=20
                  href=3D"javascript:void(0)"><FONT face=3DArial =
color=3D#0000ff=20
                  size=3D1><B>print the story</B></FONT></A></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D25=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                width=3D25></TD></TR><!--<tr>						<td height=3D"30" =
valign=3D"top" colspan=3D"2"><font face=3D"Arial" size=3D"3" =
color=3D"#000000"><b>TAX001C1.gif</b></font></td>					</tr>-->
              <TR>
                <TD><FONT face=3Dverdana size=3D2><B>5 Jun =
2006</B></FONT></TD></TR>
              <TR>
                <TD colSpan=3D2><FONT face=3Dverdana color=3D#959595=20
                  size=3D5>Surviving Scrutiny</FONT></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D8=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"></TD></TR>
              <TR>
                <TD colSpan=3D2><FONT face=3DArial size=3D2><B>The =
evader usually=20
                  goes scot free, while the tax payer is under=20
                  scrutiny.</B></FONT></TD></TR>
              <TR>
                <TD vAlign=3Dbottom width=3D"75%"><FONT face=3DArial =
color=3D#000000=20
                  size=3D2><B><BR>Ameet N. Patel<BR></B></FONT></TD>
                <TD vAlign=3Dbottom align=3Dright><FONT face=3DArial =
color=3D#000000=20
                  size=3D2>page 1 of 1</FONT></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C30.gif"=20
                  width=3D"100%"></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D15=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"></TD></TR>
              <TR>
                <TD colSpan=3D2><FONT face=3DArial size=3D2>
                  <META content=3D"Microsoft FrontPage 4.0" =
name=3DGENERATOR>
                  <META content=3DFrontPage.Editor.Document =
name=3DProgId>
                  <TABLE cellSpacing=3D0 cellPadding=3D0 width=3D"100%" =
border=3D0>
                    <TBODY>
                    <TR>
                      <TD width=3D"100%"><FONT face=3DArial size=3D2>I =
am proud that=20
                        I pay my taxes." This is what the government =
wants us=20
                        all to say, and, in fact, is what all of us =
ought to=20
                        say. But that=92s not how it works here. First, =
in a=20
                        country of a billion people, only a minuscule =
number=20
                        need to pay taxes and file income tax returns. =
And the=20
                        money so collected contributes to building =
roads, dams,=20
                        airports and the like. That=92s good reason to =
pay tax,=20
                        isn=92t it? But not everyone contributes to =
nation=20
                        building; several people prefer to evade paying=20
                        taxes.</FONT>=20
                        <P><FONT face=3DArial size=3D2>Now, it is =
natural to expect=20
                        that these tax evaders will be caught and =
punished, and=20
                        that the honest taxpayers will be thanked for =
their=20
                        services. No, that=92s not what happens. What =
happens is=20
                        that the tax evaders generally are allowed to go =

                        scot-free, while the taxpayer who goes to the =
trouble of=20
                        paying and filing returns is rewarded with a =
scrutiny of=20
                        his returns. But whoever said the world was =
fair? All we=20
                        can do is figure out how best one can deal with =
such a=20
                        scrutiny.</FONT></P>
                        <P><FONT face=3DArial size=3D2><B>The =
basics.</B> First,=20
                        what is a scrutiny? Under the Income Tax Act, if =
an=20
                        income tax officer is of the opinion that you =
have=20
                        concealed any income in your return or you have =
filed=20
                        any inaccurate particulars in your return, he =
can take=20
                        up your return for scrutiny.</FONT></P>
                        <P><FONT face=3DArial size=3D2>The income tax =
officer can=20
                        serve the scrutiny notice within one year from =
the end=20
                        of the month in which you have filed your =
return. So, if=20
                        you had filed your return of income for the year =
ended=20
                        31 March, 2005, on 24 July, 2005, you may get a =
notice=20
                        any time on or before 31 July, 2006. The time =
limit=20
                        relates to the serving of the notice by the =
Income Tax=20
                        Department and not the issue of the =
notice.</FONT></P>
                        <P><FONT face=3DArial size=3D2>The notice itself =
comes in a=20
                        fixed format, with the taxpayer=92s name, =
address,=20
                        permanent account number (PAN) and the year for =
which it=20
                        has been issued, as well as the date and time =
when the=20
                        taxpayer should appear before the income-tax =
officer.=20
                        The good news (if you can call this good) is =
that the=20
                        taxpayer need not appear personally before the =
officer=20
                        and can authorise a representative to plead his =
case.=20
                        Generally, chartered accountants or other tax=20
                        practitioners appear on behalf of taxpayers. If =
you plan=20
                        to send an authorised representative, you must =
issue a=20
                        valid power of attorney in his =
favour.</FONT></P>
                        <P>&nbsp;</P>
                        <DIV align=3Dcenter>
                        <CENTER>
                        <TABLE cellSpacing=3D1 cellPadding=3D0 =
width=3D"75%"=20
                          border=3D0><TBODY>
                          <TR>
                            <TD width=3D"100%" bgColor=3D#000080 =
height=3D21><FONT=20
                              face=3DArial color=3D#ffffff =
size=3D2><B>If Tax Man=20
                              Comes Calling...</B></FONT></TD></TR>
                          <TR>
                            <TD width=3D"100%" bgColor=3D#eeeeee =
height=3D86>
                              <UL>
                                <LI><FONT face=3DArial size=3D2>He will =
ask for=20
                                statements of all your bank =
accounts.</FONT>=20
                                <LI><FONT face=3DArial size=3D2>Seek =
details of your=20
                                family members who live with you.</FONT> =

                                <LI><FONT face=3DArial size=3D2>Match =
your=20
                                withdrawals with expenses, including =
those on=20
                                credit cards. Perks may also be=20
                                crosschecked.</FONT>=20
                                <LI><FONT face=3DArial =
size=3D2>Scrutinises=20
                                interest-free loans you might have =
given.</FONT>=20
                                =
</LI></UL></TD></TR></TBODY></TABLE></CENTER></DIV><FONT=20
                        face=3DTimes></FONT>
                        <P><FONT face=3DArial size=3D2><BR>The objective =
of the tax=20
                        officer is to find out whether the taxpayer has =
shown=20
                        his correct income in the return or not. To this =
end, he=20
                        will examine the expenses claimed in the return =
to=20
                        ensure that they are genuine and not bogus or=20
                        fictitious. So, if you ever face a tax scrutiny, =
be=20
                        prepared to receive inquiries that question your =
income=20
                        as well as your expenses claimed as=20
deduction.</FONT></P>
                        <P><FONT face=3DArial size=3D2><B>The =
officer=92s job.</B> One=20
                        method of evading tax is to simply not show an =
income in=20
                        the tax return. For instance, you may have =
received=20
                        interest on bank fixed deposits and deposited =
that=20
                        amount in your bank account, but choose not to =
show that=20
                        interest in your tax return. Another way of =
concealing=20
                        income is to accept the income in cash and not =
route it=20
                        into the official system at all. This is the =
most common=20
                        method.</FONT></P>
                        <P><FONT face=3DArial size=3D2>The IT officer, =
therefore,=20
                        has to be sharp enough to spot the evasion in =
the first=20
                        place. Having done so and called for a scrutiny, =
he will=20
                        ask for a summary of all your bank accounts and =
copies=20
                        of the bank pass book/statement(s). From this, =
it would=20
                        be very easy for him to spot the various credits =
in the=20
                        account and cross check them with your tax =
return to=20
                        verify whether you have shown the income in your =
return=20
                        or not.</FONT></P>
                        <P><FONT face=3DArial size=3D2>Apart from this, =
the officer=20
                        will also ask for details of your family members =
who=20
                        live with you, as well as details of all =
withdrawals=20
                        made by you during the year under scrutiny for =
personal=20
                        and household expenses and also ask you to =
submit a list=20
                        of all the assets owned by you and members in =
your=20
                        family. This information will help the officer =
figure=20
                        out if you have a regular supply of black=20
                        money.</FONT></P>
                        <P><FONT face=3DArial size=3D2>Generally, those =
with black=20
                        money tend to use this cash for daily expenses =
and the=20
                        drawings from the bank account for household and =

                        personal use would be very small. Based on the =
size of=20
                        the family and an estimate of cost of living in =
your=20
                        city, the officer would be justified in guessing =
how=20
                        much money a family like yours would spend every =
month=20
                        for personal needs. He will then compare how =
much money=20
                        you have actually drawn for this purpose and how =
much=20
                        money you ought to have drawn. If there is a =
shortfall,=20
                        then the most logical conclusion will be that =
you have a=20
                        supply of black money.</FONT></P>
                        <P><FONT face=3DArial size=3D2><B>Withdrawal =
pangs.</B> In=20
                        fact, the Central Board of Direct Taxes recently =
issued=20
                        a circular to its officers instructing them that =
if an=20
                        individual taxpayer has shown withdrawals of =
less than=20
                        Rs 50,000 per annum, then his return of income =
would be=20
                        picked up for scrutiny.</FONT></P>
                        <P><FONT face=3DArial size=3D2>So, if you=92re =
used to=20
                        flashing your credit card at every place from =
petrol=20
                        bunks to five-star hotels, make sure that the =
payment=20
                        for the expenses charged on the card(s) is =
through your=20
                        regular bank account and not through a secret =
account. A=20
                        reasonably intelligent IT officer will ask you =
for=20
                        details of all 12 months credit card statements =
and also=20
                        ask how you paid for the same. If the entries =
for the=20
                        payments do not figure in your bank summary,=20
                        beware.</FONT></P>
                        <P><FONT face=3DArial size=3D2>The officer is =
also likely to=20
                        ask you for details of any loans given to =
relatives and=20
                        friends. He will also ask for loan confirmations =
from=20
                        the borrowers, along with their respective PANs. =
If he=20
                        finds from your bank statements that you have =
not taken=20
                        any interest on these loans, he will assume that =
you=20
                        have taken the interest in cash. The onus is on =
you to=20
                        prove that the loans were genuinely interest =
free. Also,=20
                        in the interest of a simple life, make sure you =
don=92t=20
                        give interest-free loans when you=92ve already =
borrowed=20
                        money and are repaying that with interest. =
Assume you=20
                        borrowed Rs 10 lakh at 15 per cent interest from =
a bank=20
                        and give your wife or brother Rs 9 lakh as an=20
                        interest-free loan to buy shares. If you have =
claimed=20
                        the interest on the bank loan as an expense =
against any=20
                        of your incomes, there is every likelihood that =
the IT=20
                        officer will disallow interest to the extent of =
15 per=20
                        cent of Rs 9 lakh on the ground that you have =
given an=20
                        interest-free loan out of interest bearing=20
                        funds.</FONT></P>
                        <P><FONT face=3DArial size=3D2>You may have been =
hugely=20
                        lucky and hit the jackpot on a TV game show. =
Remember=20
                        that your IT officer is very likely watching =
this same=20
                        show, and is more than likely to send you a =
notice=20
                        asking how the prize money has been shown in =
your=20
                        return. And, no matter what the show organisers =
may say,=20
                        such cash prizes are not tax-free at =
all.</FONT></P>
                        <P><FONT face=3DArial size=3D2>Then there=92s =
the sensitive=20
                        matter of perks. You may get a large cheque from =
your=20
                        employer towards reimbursement of medical =
expenses or=20
                        travel allowances. The IT officer will total up =
the=20
                        amounts that you have received from your =
employer and=20
                        crosscheck that figure with your salary =
certificate. If=20
                        the two figures don=92t match, you will have to =
be able to=20
                        explain why. If you have claimed some of these =
receipts=20
                        to be reimbursements and therefore exempt, you =
need to=20
                        be able to prove that you have made these =
payments in=20
                        the first place.</FONT></P>
                        <P><FONT face=3DArial =
size=3D2><B>Bottomline</B>. These are=20
                        just a few examples of what kind of questions =
you may=20
                        face during a scrutiny. There may be other, more =
probing=20
                        questions asked, depending on the IT officer. =
Remember,=20
                        it=92s easier for the tax department to recover =
tax from=20
                        an existing taxpayer than it is to unearth tax=20
                        evaders.</FONT></P>
                        <P><FONT face=3DArial size=3D2>And finally, you =
may want to=20
                        know what happens after the scrutiny. The =
assessment=20
                        order and the taxpayer=92s file goes to the =
office of the=20
                        concerned commissioner of income-tax or =
additional=20
                        commissioner who holds charge over your income =
tax=20
                        officer and the papers are reviewed there. After =
this=20
                        review, the file then goes to the office of the =
Internal=20
                        Audit Department of the Income-Tax Department =
and gets=20
                        rechecked by them. What happens after this is =
that the=20
                        strong arm of the law comes into play, and =
it=92s best to=20
                        draw a veil over this.</FONT></P>
                        <P align=3Dright><FONT face=3DArial size=3D2>The =
author is a=20
                        member of the Bombay Chartered Accountants=92=20
                        Society.<BR><A=20
                        =
href=3D"http://www.bcasonline.org/">http://www.bcasonline.org/</A></FONT>=
</P></TD></TR></TBODY></TABLE></FONT></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D20=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"></TD></TR>
              <TR>
                <TD colSpan=3D2><FONT face=3DArial color=3D#0000ff=20
                  size=3D1><B></B></FONT></TD></TR><!--tr>						<td =
colspan=3D"2"><img src=3D"/images/IIH001C30.gif" height=3D"1" =
width=3D"100%"></td>					</tr>										<tr>						<td colspan=3D"2"><img =
src=3D"/images/IIH001C1.gif" height=3D"10"></td>					</tr-->
              <TR>
                <TD colSpan=3D2><FONT face=3Dverdana color=3D#0000ff=20
                  size=3D1><B></B></FONT></TD></TR>
              <TR>
                <TD colSpan=3D2><A=20
                  =
href=3D"http://www.outlookmoney.com/scripts/equitytalk/asp/detail.asp?pt=3D=
&amp;si=3D681223194&amp;rf=3D158400&amp;ci=3D"><FONT=20
                  face=3Darial color=3D#0000ff =
size=3D1><B></B></FONT></A></TD></TR>
              <TR>
                <TD colSpan=3D2><IMG height=3D10=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"></TD></TR>
              <TR>
                <TD>&nbsp;</TD>
                <TD align=3Dright>&nbsp; </TD></TR><!--<tr>
						<td colspan=3D"2"><img src=3D"/images/IIH001C1.gif" =
height=3D"10"></td>
					</tr>--></TBODY></TABLE>
            <TABLE cellSpacing=3D0 cellPadding=3D0 width=3D"100%" =
border=3D0>
              <TBODY>
              <TR>
                <TD colSpan=3D2><IMG height=3D25=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"></TD></TR>
              <TR>
                <TD vAlign=3Dtop><A=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH023C1.asp?sectionid=3D5&am=
p;categoryid=3D125&amp;articleid=3D6006&amp;docurl=3D20060615bcas%2Ehtm&a=
mp;NoCache=3D10%2F30%2F2006+11%3A10%3A48+AM"><IMG=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH021C1.gif"=20
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size=3D1><B>e-mail to=20
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                <TD align=3Dright width=3D"50%"><FONT face=3DArial =
size=3D1><B>Have an=20
                  opinion on this piece?<BR></B></FONT><A=20
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href=3D"http://www.outlookmoney.com/scripts/IIH024C1.asp?sectionid=3D5&am=
p;categoryid=3D125&amp;articleid=3D6006&amp;NoCache=3D10%2F30%2F2006+11%3=
A10%3A48+AM"><FONT=20
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					function detwindowArt(path,section_id,category_id,article_id,mode)
		             {
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			          =
window.open(path+"IIHMArt.asp?sectionid=3D"+section_id+"&categoryid=3D"+c=
ategory_id+"&articleid=3D"+article_id+"&mode=3D"+mode)
		             }
		             function =
detwindowCom(path,section_id,category_id,article_id,mode)
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ategory_id+"&articleid=3D"+article_id+"&mode=3D"+mode)
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		              function =
detwindowQues(path,section_id,category_id,article_id)
		             {
		=20
			          =
window.open(path+"IIHMQues.asp?sectionid=3D"+section_id+"&categoryid=3D"+=
category_id+"&articleid=3D"+article_id)
		             }
		              function =
detwindowNews(path,section_id,category_id,article_id)
		             {
		=20
			          =
window.open(path+"IIHMNews.asp?sectionid=3D"+section_id+"&categoryid=3D"+=
category_id+"&articleid=3D"+article_id)
		             }
				=09
					</SCRIPT>
<!-- Contents end --></TD></TR></TBODY></TABLE><!-- Content Table end =
--></TD><!-- 4th coulmn end--><!-- 5th coulmn start (space between =
contents and right table)-->
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				      href=3D"http://203.200.89.96/sfa/mutual_order.asp" =
target=3D"_blank"><img src=3D"MF-anni1.gif"
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            border=3D0></TD>
          <TD vAlign=3Dtop align=3Dleft bgColor=3D#e1d8b9><IMG =
height=3D10=20
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            border=3D0></TD>
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        <TR>
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            src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" =
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            <P align=3Dcenter>
            <SCRIPT type=3Dtext/javascript><!--
google_ad_client =3D "pub-8484176841147392";
google_ad_width =3D 120;
google_ad_height =3D 600;
google_ad_format =3D "120x600_as";
google_ad_channel =3D"";
google_color_border =3D "336699";
google_color_bg =3D "FFFFFF";
google_color_link =3D "0000FF";
google_color_url =3D "008000";
google_color_text =3D "000000";
//--></SCRIPT>

            <SCRIPT=20
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src=3D"http://pagead2.googlesyndication.com/pagead/show_ads.js"=20
            type=3Dtext/javascript>
</SCRIPT>
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          <TD bgColor=3D#e1d8b9><IMG height=3D4=20
            src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" =
width=3D1=20
            border=3D0></TD></TR><!--  <tr>
                    <td bgColor=3D"#E1D8B9"><img border=3D"0" =
height=3D"10" src=3D"/images/IIH001C1.gif" width=3D"6"></td>
					<td valign=3D"top" align=3D"left" bgColor=3D"white">
				<table border=3D"0" cellspacing=3D"0" cellpadding=3D"3">
  <tr>
    <td bgcolor=3D"#FFFFFF">
    <a
    href=3D"../scripts/IIH020c1.asp?sectionid=3D2&amp;categoryid=3D127" =
target=3D"_blank"
    style=3D"text-decoration: none; color: rgb(0,0,255)"><font =
face=3D"Verdana" size=3D"1"
    color=3D"#0000FF"><strong>PREVIOUS FUNDPICKS</strong></font></a>
    </td>
  </tr>
=20
</table>
					</td>
                    <td bgColor=3D"#E1D8B9"><img border=3D"0" =
height=3D"10" src=3D"/images/IIH001C1.gif" width=3D"6"></td>
                </tr>--></TBODY></TABLE></TD><!-- 6th coulmn end--><!-- =
7th coulmn start (right space)-->
    <TD width=3D"1%" bgColor=3D#ffffff rowSpan=3D2><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D5 =
border=3D0></TD><!-- 7th coulmn end--></TR>
  <TR>
    <TD vAlign=3Dbottom align=3Dmiddle height=3D30><!--<table =
width=3D"315" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
  <tr>=20
    <td><img border=3D"0" src=3D"/images/IIH001C1.gif" width=3D"1" =
height=3D"30"></td>=20
  </tr>
</table>-->
      <TABLE height=3D17 cellSpacing=3D0 cellPadding=3D0 width=3D320 =
border=3D0>
        <TBODY>
        <TR vAlign=3Dcenter align=3Dmiddle bgColor=3D#0000ff>
          <TD height=3D17>
            <TABLE height=3D15 cellSpacing=3D0 cellPadding=3D0 =
width=3D318=20
            bgColor=3D#ffffff border=3D0>
              <TBODY>
              <TR borderColor=3D#ffffff>
                <TD height=3D1><FONT face=3DArial color=3D#000000 =
size=3D1><IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D2 align=3Dleft border=3D0><A =
style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH005C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#000000 size=3D1>CONTACT =
US</FONT></A><IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D8 border=3D0><FONT face=3DArial =
color=3D#0000ff=20
                  size=3D1>|</FONT><IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D8=20
                  border=3D0><A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH006C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#000000 =
size=3D1>ADVERTISE</FONT></A><IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D8 border=3D0><FONT face=3DArial =
color=3D#0000ff=20
                  size=3D1>|</FONT><IMG height=3D1=20
                  =
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                  border=3D0><A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH007C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#000000 =
size=3D1>DISCLAIMERS</FONT></A><IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D8 border=3D0><FONT face=3DArial =
color=3D#0000ff=20
                  size=3D1>|</FONT><IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D8=20
                  border=3D0><A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/IIH009C2.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#000000 size=3D1>ABOUT =
US</FONT></A><IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D2=20
      =
border=3D0></FONT></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
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        <TBODY>
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          <TD><IMG height=3D10=20
            src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" =
width=3D1=20
            border=3D0></TD></TR></TBODY></TABLE></TD></TR>
  <TR>
    <TD colSpan=3D8><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" =
border=3D0></TD></TR>
  <TR>
    <TD align=3Dmiddle colSpan=3D8>
      <SCRIPT type=3Dtext/javascript><!--
google_ad_client =3D "pub-8484176841147392";
google_alternate_ad_url =3D =
"http://203.200.89.96/google_adsense_script.html";
google_ad_width =3D 728;
google_ad_height =3D 90;
google_ad_format =3D "728x90_as";
google_ad_channel =3D"";
google_color_border =3D "336699";
google_color_bg =3D "FFFFFF";
google_color_link =3D "0000FF";
google_color_url =3D "008000";
google_color_text =3D "000000";
//--></SCRIPT>

      <SCRIPT =
src=3D"http://pagead2.googlesyndication.com/pagead/show_ads.js"=20
      type=3Dtext/javascript>
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      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" =
border=3D0></TD></TR>
  <SCRIPT language=3Djavascript>
/******************************************************
Project Name     :OUTLOOK Investor Portal=20
Descriptive Name : Common Javascript Functions (INTJSF01.ASP)
Purpose          : This file contains the common JavaScript
				   Functions used for validating text fields and Email.
*/

// List of Functions in this file                               -->
//--------------------------------                              -->
// fnIsTextNull(r_strMsg,r_varCtrl)                             -->
// fnIsTextSpace(r_strMsg,r_varCtrl)                            -->
// IsEmailValid(form_no,element_no)								-->
// fnIsInt(r_strMsg,r_varCtrl)                                  -->
// fnTrim(r_varCtrl)                                 added by shaby -->  =
 =20


// Purpose      :   Check for Value Required due to null value  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsTextNull(r_strMsg,r_varCtrl)
{
    if (r_varCtrl.value =3D=3D "")
    {
        var l_strErr
        l_strErr =3D r_strMsg + " cannot be blank"
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
    return false
}



// Purpose      :   Check for Value Required due to space value -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsTextSpace(r_strMsg,r_varCtrl)
{
    var l_intStr
    var l_strCh

    l_intStr =3D 0
    if (r_varCtrl.value.length=3D=3D0) return false
    for ( var l_intk =3D0 ; l_intk < r_varCtrl.value.length; l_intk++)
    {
        l_strCh =3D r_varCtrl.value.substring(l_intk,l_intk+1)
        if (l_strCh !=3D " ")
        {
            l_intStr =3D 1
            break
        }
    }

    if (l_intStr =3D=3D 1)
        return false
    else
    {
        var l_strErr
        l_strErr =3D r_strMsg + " cannot be blank"
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
}

// Purpose      :   Checks that the Value Enterred in the control-->
//                  is numeric with no decimals or negative sign  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsInt(r_strMsg,r_varCtrl)
{
    var l_intFlag
    var l_strCtrlValue
    var l_inti

    l_intFlag=3D0
    l_strCtrlValue =3D " "
    if (r_varCtrl.value.length > 0)
    {
        if (r_varCtrl.value !=3D "0")
        {
            for (l_inti=3D0;l_inti<r_varCtrl.value.length;l_inti++)
            {
                l_strCtrlValue =3D =
r_varCtrl.value.substring(l_inti,l_inti+1)
                if (l_strCtrlValue !=3D "0")
                {
                   if =
((parseInt(r_varCtrl.value.substring(l_inti,l_inti+1))=3D=3D0)||(isNaN(pa=
rseInt(r_varCtrl.value.substring(l_inti,l_inti+1)))))
                   {
                       l_intFlag=3D 1
                       break
                   }

                }
            }

            if (l_intFlag =3D=3D 1 )
            {
                var l_strErr

                l_strErr =3D r_strMsg + " has to be numeric"
                alert(l_strErr)
                r_varCtrl.focus()
                return false
            }
        }
    }
    return true
}

function IsEmailValid()
{
var EmailOk=3Dtrue;
var Temp=3Ddocument.frmFeedback.txtEmail;
var AtSym=3DTemp.value.indexOf('@')
var Period=3DTemp.value.lastIndexOf('.')
var Space=3DTemp.value.indexOf(' ')
var Length=3DTemp.value.length-1;
if ((AtSym < 1) ||(Period <=3D AtSym+1)|| (Period=3D=3DLength) =
||(Space!=3D-1))
{
	EmailOk=3Dfalse
	alert('Please enter a valid e-mail address!')
	//Temp.focus()
	return true
}
return false
}
//	 INPUT   : r_varCtrl ->Name of the field on which Trimming of leading =
&=20
//			   trailing whitespaces is to be performed.
// 	 OUTPUT  : Field with the leading & trailing whitespaces being =
chopped off.
//	 PROCESS : The function will start searching from element 1 for =
whitespaces=20
//		   upto the first valid character.Whitespaces if any will be =
eliminated.
//		   The same procedure is adopted starting from the last character.

function fnTrim(r_varCtrl)
{
	var Field
	Field =3D r_varCtrl
	if (!Field) // Validate the Form element
	{
		alert (" Function : Element is not Defined !");
		return(-1);
	}
	var y=3DField.value.length;
	var retval=3DField.value;
	var m=3D0;
	while(m < y) //Start removing white spaces from left side
	{ =20
		if ((retval.substring(0,1)=3D=3D" ")||(retval.substring(0,1)=3D=3D"	=
"))
        	{=20
			retval=3DField.value.substring(m+1,y); //remove left most white char
        	}=20
		else=20
		{=20
			break; //first non - white character encountered while=20
			       //traversing from left to right. so break the loop
		}
		m++;
  	}
	y=3Dretval.length;
  	m=3Dy;
  	while (m >=3D 0) //Start removing white spaces from right side
  	{ =20
		if ((retval.substring(m-1,m)=3D=3D" =
")||(retval.substring(m-1,m)=3D=3D"	"))
     		{ =20
			retval=3Dretval.substring(0,m-1); //remove right most white char
	        }=20
		else=20
		{=20
			break;  //first non - white character encountered while=20
			       //traversing from right to left. so break the loop
		}
     		m--;
  	}
  	return retval;
}
// End Of fnTrim

</SCRIPT>

  <SCRIPT language=3DJavaScript>=09
	function fnClick()          =20
    {
		var lc_bo_RetVal;
		lc_bo_RetVal =3D false;
		lc_bo_RetVal =3D fnIsTextNull("Search Keyword", =
document.frmSearch.txtSearch);
		if (lc_bo_RetVal)
		{
		    return false;
		}

		lc_bo_RetVal =3D fnIsTextSpace("Search Keyword", =
document.frmSearch.txtSearch);
		if (lc_bo_RetVal)
		{
		    return false;
		}
   =20
		//document.frmSearch.action=3Ddocument.frmSearch.txtPath.value + =
"IIH004C1.asp"       =20
		document.frmSearch.submit();
		return false;
    }
</SCRIPT>
<!--Search part starts--></TBODY>
<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D780 border=3D0>
  <SCRIPT language=3Djavascript>
/******************************************************
Project Name     :OUTLOOK Investor Portal=20
Descriptive Name : Common Javascript Functions (INTJSF01.ASP)
Purpose          : This file contains the common JavaScript
				   Functions used for validating text fields and Email.
*/

// List of Functions in this file                               -->
//--------------------------------                              -->
// fnIsTextNull(r_strMsg,r_varCtrl)                             -->
// fnIsTextSpace(r_strMsg,r_varCtrl)                            -->
// IsEmailValid(form_no,element_no)								-->
// fnIsInt(r_strMsg,r_varCtrl)                                  -->
// fnTrim(r_varCtrl)                                 added by shaby -->  =
 =20


// Purpose      :   Check for Value Required due to null value  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsTextNull(r_strMsg,r_varCtrl)
{
    if (r_varCtrl.value =3D=3D "")
    {
        var l_strErr
        l_strErr =3D r_strMsg + " cannot be blank"
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
    return false
}



// Purpose      :   Check for Value Required due to space value -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsTextSpace(r_strMsg,r_varCtrl)
{
    var l_intStr
    var l_strCh

    l_intStr =3D 0
    if (r_varCtrl.value.length=3D=3D0) return false
    for ( var l_intk =3D0 ; l_intk < r_varCtrl.value.length; l_intk++)
    {
        l_strCh =3D r_varCtrl.value.substring(l_intk,l_intk+1)
        if (l_strCh !=3D " ")
        {
            l_intStr =3D 1
            break
        }
    }

    if (l_intStr =3D=3D 1)
        return false
    else
    {
        var l_strErr
        l_strErr =3D r_strMsg + " cannot be blank"
        alert(l_strErr)
        r_varCtrl.focus()
        return true
    }
}

// Purpose      :   Checks that the Value Enterred in the control-->
//                  is numeric with no decimals or negative sign  -->
// Parameter    :   r_strMsg a String holds Prefix for Error Msg-->
//                  r_varCtrl holds the HTML Control From Date  -->
function fnIsInt(r_strMsg,r_varCtrl)
{
    var l_intFlag
    var l_strCtrlValue
    var l_inti

    l_intFlag=3D0
    l_strCtrlValue =3D " "
    if (r_varCtrl.value.length > 0)
    {
        if (r_varCtrl.value !=3D "0")
        {
            for (l_inti=3D0;l_inti<r_varCtrl.value.length;l_inti++)
            {
                l_strCtrlValue =3D =
r_varCtrl.value.substring(l_inti,l_inti+1)
                if (l_strCtrlValue !=3D "0")
                {
                   if =
((parseInt(r_varCtrl.value.substring(l_inti,l_inti+1))=3D=3D0)||(isNaN(pa=
rseInt(r_varCtrl.value.substring(l_inti,l_inti+1)))))
                   {
                       l_intFlag=3D 1
                       break
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                }
            }

            if (l_intFlag =3D=3D 1 )
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                var l_strErr

                l_strErr =3D r_strMsg + " has to be numeric"
                alert(l_strErr)
                r_varCtrl.focus()
                return false
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        }
    }
    return true
}

function IsEmailValid()
{
var EmailOk=3Dtrue;
var Temp=3Ddocument.frmFeedback.txtEmail;
var AtSym=3DTemp.value.indexOf('@')
var Period=3DTemp.value.lastIndexOf('.')
var Space=3DTemp.value.indexOf(' ')
var Length=3DTemp.value.length-1;
if ((AtSym < 1) ||(Period <=3D AtSym+1)|| (Period=3D=3DLength) =
||(Space!=3D-1))
{
	EmailOk=3Dfalse
	alert('Please enter a valid e-mail address!')
	//Temp.focus()
	return true
}
return false
}
//	 INPUT   : r_varCtrl ->Name of the field on which Trimming of leading =
&=20
//			   trailing whitespaces is to be performed.
// 	 OUTPUT  : Field with the leading & trailing whitespaces being =
chopped off.
//	 PROCESS : The function will start searching from element 1 for =
whitespaces=20
//		   upto the first valid character.Whitespaces if any will be =
eliminated.
//		   The same procedure is adopted starting from the last character.

function fnTrim(r_varCtrl)
{
	var Field
	Field =3D r_varCtrl
	if (!Field) // Validate the Form element
	{
		alert (" Function : Element is not Defined !");
		return(-1);
	}
	var y=3DField.value.length;
	var retval=3DField.value;
	var m=3D0;
	while(m < y) //Start removing white spaces from left side
	{ =20
		if ((retval.substring(0,1)=3D=3D" ")||(retval.substring(0,1)=3D=3D"	=
"))
        	{=20
			retval=3DField.value.substring(m+1,y); //remove left most white char
        	}=20
		else=20
		{=20
			break; //first non - white character encountered while=20
			       //traversing from left to right. so break the loop
		}
		m++;
  	}
	y=3Dretval.length;
  	m=3Dy;
  	while (m >=3D 0) //Start removing white spaces from right side
  	{ =20
		if ((retval.substring(m-1,m)=3D=3D" =
")||(retval.substring(m-1,m)=3D=3D"	"))
     		{ =20
			retval=3Dretval.substring(0,m-1); //remove right most white char
	        }=20
		else=20
		{=20
			break;  //first non - white character encountered while=20
			       //traversing from right to left. so break the loop
		}
     		m--;
  	}
  	return retval;
}
// End Of fnTrim

</SCRIPT>

  <SCRIPT language=3DJavaScript>=09
	function fnClick()          =20
    {
		var lc_bo_RetVal;
		lc_bo_RetVal =3D false;
		lc_bo_RetVal =3D fnIsTextNull("Search Keyword", =
document.frmSearch.txtSearch);
		if (lc_bo_RetVal)
		{
		    return false;
		}

		lc_bo_RetVal =3D fnIsTextSpace("Search Keyword", =
document.frmSearch.txtSearch);
		if (lc_bo_RetVal)
		{
		    return false;
		}
   =20
		//document.frmSearch.action=3Ddocument.frmSearch.txtPath.value + =
"IIH004C1.asp"       =20
		document.frmSearch.submit();
		return false;
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</SCRIPT>
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  <TBODY></TBODY></TABLE>
<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D780 border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dmiddle width=3D"90%" bgColor=3D#ffffff colSpan=3D7 =
height=3D5=20
    border=3D"0"></TD></TR>
  <TR>
    <TD align=3Dmiddle width=3D"90%" bgColor=3D#3e728d colSpan=3D7 =
border=3D"0"><!--search part starts here -->
      <TABLE cellSpacing=3D0 cellPadding=3D0 bgColor=3D#ffffff =
border=3D0>
        <FORM name=3DfrmSearch onsubmit=3D"return fnClick()"=20
        action=3D/scripts/IIH004C1.asp method=3Dpost><INPUT =
type=3Dhidden=20
        value=3D/scripts/ name=3DtxtPath> <INPUT type=3Dhidden=20
        value=3DNoCache=3D10%2F30%2F2006+11%3A10%3A48+AM =
name=3DtxtCache>=20
        <TBODY>
        <TR>
          <TD bgColor=3D#3e728d height=3D1>&nbsp;<B><FONT face=3DArial =
color=3D#ffffff=20
            size=3D1>Search</FONT></B><INPUT size=3D24 =
name=3DtxtSearch></TD>
          <TD bgColor=3D#3e728d height=3D1><B><FONT face=3DArial =
color=3D#ffffff=20
            size=3D1>&nbsp;&nbsp;&nbsp;In</FONT></B><FONT face=3DArial =
color=3D#ffffff=20
            size=3D1> <SELECT class=3Df name=3DSecId> <OPTION value=3D0=20
              selected>All</OPTION> <OPTION value=3D1>Stocks</OPTION> =
<OPTION=20
              value=3D2>Mutual Funds</OPTION> <OPTION =
value=3D5>Taxation</OPTION>=20
              <OPTION value=3D8>Loans</OPTION> <OPTION =
value=3D6>Retirement=20
              Planning</OPTION> <OPTION =
value=3D10>Miscellaneous</OPTION> <OPTION=20
              value=3D11>Insurance</OPTION></SELECT>&nbsp; </FONT><FONT =
face=3DArial=20
            color=3D#ffffff size=3D1><B>&nbsp;For&nbsp;</B></FONT><FONT =
face=3DArial=20
            color=3D#ffffff size=3D1> <SELECT class=3Df =
name=3DSearchFor> <OPTION=20
              value=3D1 selected>Exact phrase</OPTION> <OPTION =
value=3D2>All=20
              words</OPTION> <OPTION value=3D3>Any =
word</OPTION></SELECT> </FONT></TD>
          <TD vAlign=3Dcenter width=3D72 bgColor=3D#3e728d =
height=3D1>&nbsp;<INPUT=20
            id=3Dimage1 type=3Dimage=20
            src=3D"http://www.outlookmoney.com/images/IIH001C3.gif" =
border=3D0=20
            name=3Dimage1></TD></TR></FORM></TBODY></TABLE><!--Search =
part ends--><!--<tr>
    <td width=3D"90%" border=3D"0" align=3D"center" colspan=3D"7" =
bgcolor=3D"#3e728d">
    <!--search part starts here --><!--<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#FFFFFF">
	<form name=3D"frmSearch" method=3D"post" =
action=3D"/scripts/IIH004C1.asp" onSubmit=3D"return fnClick()">
	<input type=3D"hidden" name=3D"txtPath" value=3D"/scripts/">
	<input type=3D"hidden" name=3D"txtCache" =
value=3D"NoCache=3D10%2F30%2F2006+11%3A10%3A48+AM">
	<tr>=20
			=09
	=09
		<td height=3D"1" bgcolor=3D"#3e728d">&nbsp;<b><font size=3D"1" =
face=3D"Arial" color=3D"#FFFFFF">Search</font></b><input type=3D"text" =
name=3D"txtSearch" size=3D"24"></td>
	 	<td height=3D"1" bgcolor=3D"#3e728d"><b><font size=3D"1" =
face=3D"Arial" color=3D"#FFFFFF"> &nbsp;&nbsp;&nbsp;In</font></b><font =
color=3D"#FFFFFF" size=3D"1" face=3D"Arial">=20
		<select name=3D"SecId" class=3D"f">
		<option value=3D"0">All</option>
	=09
		<option value=3D"1">Stocks</option>
	=09
		<option value=3D"2">Mutual Funds</option>
	=09
		<option value=3D"5">Taxation</option>
	=09
		<option value=3D"8">Loans</option>
	=09
		<option value=3D"6">Retirement Planning</option>
	=09
		<option value=3D"10">Miscellaneous</option>
	=09
		<option value=3D"11">Insurance</option>
	=09
		</select>&nbsp;
		</font><font color=3D"#FFFFFF" size=3D"1" =
face=3D"Arial"><b>&nbsp;For&nbsp;</b></font><font color=3D"#FFFFFF" =
size=3D"1" face=3D"Arial">=20
		<select name=3D"SearchFor" class=3D"f">
		<option value=3D"1">Exact phrase</option>
		<option value=3D"2">All words</option>
		<option value=3D"3">Any word</option>
		</select>
		</font>
		 </td>
		 <td width=3D"72" height=3D"1" bgcolor=3D"#3e728d" =
valign=3D"middle">&nbsp;<input type=3D"image" border=3D"0" =
src=3D"/images/IIH001C3.gif" id=3Dimage1 name=3Dimage1></td>
		=20
			 </tr>
  =20
   	</form>
</table>--><!--Search part ends--><!-- Row start-->
  <TR bgColor=3D#11519f height=3D30>
    <TD colSpan=3D2 height=3D30><A=20
      =
href=3D"http://www.outlookmoney.com/scripts/IIH001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
      face=3DArial color=3D#ffffff size=3D1>HOME</FONT></A></TD>
    <TD vAlign=3Dcenter colSpan=3D5><!-- Navigation table Start -->
      <TABLE height=3D19 cellSpacing=3D0 cellPadding=3D0 width=3D490 =
border=3D0>
        <TBODY>
        <TR vAlign=3Dcenter align=3Dmiddle bgColor=3D#ffffff>
          <TD height=3D17>
            <TABLE height=3D17 cellSpacing=3D0 cellPadding=3D0 =
width=3D488=20
            bgColor=3D#11519f border=3D0>
              <TBODY>
              <TR borderColor=3D#11519f>
                <TD height=3D1><FONT face=3DArial color=3D#ffffff =
size=3D1><IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D1 align=3Dleft border=3D0><A =
style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/STK001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#ffffff =
size=3D1>STOCKS</FONT></A> <IMG=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D3=20
                  border=3D0>|<IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D4=20
                  border=3D0> <A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/MFD001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#ffffff size=3D1>MUTUAL =
FUNDS</FONT></A> <IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D3 border=3D0>|<IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D4=20
                  border=3D0> <A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/REP001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#ffffff size=3D1>RETIREMENT =
PLANNING</FONT></A>=20
                  <IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D3=20
                  border=3D0>|<IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D4=20
                  border=3D0> <A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/TAX001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#ffffff =
size=3D1>TAXATION</FONT></A> <IMG=20
                  height=3D1 =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif"=20
                  width=3D3 border=3D0>|<IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D4=20
                  border=3D0> <A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/LNS001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#ffffff size=3D1>LOANS</FONT></A> =
<IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D3=20
                  border=3D0>|<IMG height=3D1=20
                  =
src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D4=20
                  border=3D0> <A style=3D"TEXT-DECORATION: none"=20
                  =
href=3D"http://www.outlookmoney.com/scripts/INS001C1.asp?NoCache=3D10%2F3=
0%2F2006+11%3A10%3A48+AM"><FONT=20
                  face=3DArial color=3D#ffffff=20
              =
size=3D1>INSURANCE</FONT></A></FONT></TD></TR></TBODY></TABLE></TD></TR><=
/TBODY></TABLE><!-- Navigation table End--></TD></TR>
  <TR bgColor=3D#11519f>
    <TD vAlign=3Dtop width=3D"4%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1 =
border=3D0></TD>
    <TD vAlign=3Dtop width=3D"20%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1 =
border=3D0></TD>
    <TD vAlign=3Dtop width=3D"3%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1 =
border=3D0></TD>
    <TD vAlign=3Dtop width=3D"53%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1 =
border=3D0></TD>
    <TD vAlign=3Dtop width=3D"1%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1 =
border=3D0></TD>
    <TD vAlign=3Dtop width=3D"18%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1 =
border=3D0></TD>
    <TD vAlign=3Dtop width=3D"1%"><IMG height=3D1=20
      src=3D"http://www.outlookmoney.com/images/IIH001C1.gif" width=3D1=20
  border=3D0></TD></TR>
  <TR>
    <TD colSpan=3D7>
      <P align=3Dcenter><FONT face=3DArial color=3D#000000 =
size=3D1><BR>Stock quotes,=20
      company data and news provided by Equitymaster -- unless otherwise =

      specified. =A9 outlookmoney.com </FONT></P></TD></TR><!-- Do not =
Modify/Edit the Rich Media Ad Tag Below --><!--
<SCRIPT>
bust =3D Math.floor(1000000*Math.random());
document.write('<IFRAME WIDTH=3D0 HEIGHT=3D0 MARGINWIDTH=3D0 =
MARGINHEIGHT=3D0 HSPACE=3D0 VSPACE=3D0 FRAMEBORDER=3D0 SCROLLING=3Dno =
BORDERCOLOR=3D"#000000" =
SRC=3D"http://ads.mediaturf.net/html.ng/site=3Doutlooktraveller&size=3D36=
0x300&content=3Dhomepage&SpaceDesc=3Dpopunder&campaign=3Dcitibank_857&bus=
t=3D'+bust+'">\n');
document.write('<SCR' + 'IPT LANGUAGE=3D"JavaScript1.1" =
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nk_857&bust=3D'+bust+'">\n');
document.write('</SCR' + 'IPT>\n');
document.write('</IFRAME>');
</SCRIPT>--><!-- popup starts--><BR></TBODY></TABLE>
<TABLE align=3Dcenter border=3D0>
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  <TR>
    <TD><!--uti pop up starts --><!--SCRIPT LANGUAGE=3D"JavaScript">
var bnum=3Dnew Number(Math.floor(99999999 * Math.random())+1);=20
document.write('<SCR'+'IPT LANGUAGE=3D"JavaScript" ');=20
document.write('SRC=3D"http://servedby.advertising.com/site=3D700567/bnum=
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</SCRIPT--><!--uti pop up ends --></TD></TR></TBODY></TABLE><!--popup =
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------=_NextPart_001_0051_01C6FC13.AD86AB20
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Content-Transfer-Encoding: quoted-printable
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<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD>
<META http-equiv=3DContent-Type content=3D"text/html; =
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<META content=3D"MSHTML 6.00.2900.2180" name=3DGENERATOR></HEAD>
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target=3D_blank><IMG height=3D60=20
src=3D"http://203.200.89.96/ads/images/company_468x60.gif" width=3D468 =
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------=_NextPart_001_0051_01C6FC13.AD86AB20--

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a;b.google_rl_filtering=3Da;b.google_rl_mode=3Da;b.google_rt=3Da;b.google=
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a;b.google_page_location=3Da;b.google_referrer_url=3Da;b.google_ad_region=
=3Da;b.google_ad_section=3Da;b.google_bid=3Da;b.google_cpa_choice=3Da;b.g=
oogle_cust_age=3Da;b.google_cust_gender=3Da;b.google_cust_interests=3Da;b=
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n A(){var b=3Dnull,a=3Dwindow,d=3Ddocument,g=3Dnew =
Date,e=3Dg.getTime(),j=3Da.google_ad_format;if(a.google_cpa_choice){a.goo=
gle_ad_url=3D=0A=
"http://pagead2.googlesyndication.com/cpa/ads?";a.google_ad_url+=3D"clien=
t=3D"+escape(y(a.google_ad_client));a.google_ad_region=3D"_google_cpa_reg=
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d.characterSet!=3D"undefined"){f("oe",d.characterSet)}else if(typeof =
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k=3Da.google_num_slots_by_client,w=3Da.google_num_slots_by_channel,i=3Da.=
google_prev_ad_formats_by_region;=0A=
a.onerror=3Da.google_org_error_handler;if(a.google_ad_region=3D=3Db&&a.go=
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if(!a.google_cpa_choice){if(a.google_num_ad_slots){a.google_num_ad_slots=3D=
a.google_num_ad_slots+1}else{a.google_num_ad_slots=3D1}if(a.google_num_sl=
ots_to_rotate){i[h]=3D=0A=
b;if(a.google_num_slot_to_show=3D=3Db){a.google_num_slot_to_show=3De%a.go=
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lmt",a.google_last_modified_time);f("alternate_ad_url",=0A=
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gle_kw_type);f("kw",a.google_kw);f("contents",a.google_contents);c("num_r=
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len);c("rl_filtering",a.google_rl_filtering);c("rl_mode",=0A=
a.google_rl_mode);c("rt",a.google_rt);c("ad_type",a.google_ad_type);c("im=
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d=3Da.documentElement;if(z(b,a))return =
false;if(b.google_ad_width&&b.google_ad_height){var =
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rg_error_handler=3Db.onerror;b.onerror=3DC;if(b.google_ad_frameborder=3D=3D=
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gle_referrer_url=3D=0A=
g}}else{b.google_page_location=3Dg;if(!x(b,a)){b.google_page_location=3Dd=
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})()
------=_NextPart_000_0034_01C6FC13.AD81C920--